COVER & PROTECT RISK MANAGEMENT SDN BHD — SMART INSURANCE OPERATIONS FOR MALAYSIANS

Covering Every Angle. Protecting Every Outcome.

Discover protection you can count on. From daily 15-minute motor renewals to complex coverage for construction and logistics, we simplify insurance with AI-powered speed and around-the-clock human support. Whether it's your family vehicle or a corporate fleet, experience seamless execution backed by Malaysia's top insurers.

Motor & Bike RenewalsRoadtax ProcessingNCD TransfersPolicy EndorsementsTravel InsuranceProperty InsuranceLogistics InsuranceConstruction Insurance
ABOUT COVER & PROTECT

Bridging Complex Insurance Operations with On-the-Ground Execution

To protect our clients' time, money, and peace of mind through affordable, reliable insurance solutions—so your life's best moments and business operations can keep moving forward uninterrupted.

To be Malaysia's most trusted risk management provider, empowering individuals and corporations to focus on what matters most through dependable service, transparent partnerships, and smart technology that simplifies insurance.

With a strong network of referral partners across all 14 states in Malaysia, Cover & Protect serves as your dedicated risk advisor. We provide industry-focused brokerage and claims advocacy across Motor, Travel, Property, Logistics, and Construction sectors. By leveraging data and technology, we help reduce your total cost of risk. But above all, our foundation is built on absolute transparency and the human touch—meaning whenever you face an emergency, a real, caring expert is always there to guide you.

WHAT WE DO

Comprehensive Solutions for Motor & Beyond

Smart risk management engineered for speed, accuracy, and absolute peace of mind.

Motor Services

Motor Insurance & Roadtax Renewal (Cars & Motorcycles)

Complete end-to-end renewal execution for private and commercial vehicles. We provide instant quotation comparisons and hassle-free roadtax processing through premier insurer panels.

NCD Withdrawal & Transfers

Seamless handling of No-Claim Discount (NCD) withdrawals, transfers, and realignments between vehicles or ownerships with zero administrative friction.

Comprehensive Add-On Protection

Enhanced coverage tailored for ultimate peace of mind—including Windscreen protection, Flood/Special Perils coverage, and Unlimited Towing assistance.

Policy Endorsements & Updates

Fast-track administrative support for policy updates, detail alterations, named-driver inclusions, and official documentation amendments.

Non-Motor Services

Domestic & International Travel Insurance

Comprehensive travel protection for individuals, families, and corporate groups—covering medical emergencies, trip cancellations, flight delays, and lost baggage locally and worldwide.

Property Insurance

Robust protection for residential, commercial, and industrial properties. Safeguard physical assets against fire, theft, natural disasters (Special Perils), and unforeseen operational damages.

Logistics Insurance

Specialized coverage tailored for the transportation and logistics industry. Protect commercial fleets, freight, and cargo in transit against damage, loss, or third-party liabilities from pickup to delivery.

Construction Insurance

Comprehensive risk management for developers and contractors. Coverage includes Contractor's All Risks (CAR), machinery breakdown, and third-party liabilities from initial groundwork through project handover.

PANEL PARTNERS

Supported by Malaysia's Leading Insurers & Takaful Operators

We work hand-in-hand with top-tier insurance partners to ensure broad coverage, full regulatory compliance, and fast claims support.

EEtiqa
AAllianz
ZZurich
TITakaful Ikhlas
GGenerali
KIKurnia Insurans
LILiberty Insurance
BSBerjaya Sompo Insurance
TMTakaful Malaysia
WHY WORK WITH US

We don't just sell policies; we build relationships. Here is why individuals and corporate partners choose us.

1,000+ Active Introducer Network

Deep market reach ensuring seamless ground-level service execution across urban and regional areas.

Real Support, Long After Hours

Emergencies and urgent renewals don't stick to a standard 9-to-5 schedule, and neither do we. From your busy morning commute to your late-night drives, our dedicated team of real humans is actively on standby from 8:00 AM to 11:00 PM to ensure you are never left stranded.

The Power of the Human Touch

No frustrating chatbots or automated mazes. Every consultation, quotation, and claim advocacy is personally managed by our experienced advisors. We take the time to listen, review your unique risks, and provide honest advice tailored specifically to your needs.

360° Risk Mastery Under One Roof

Whether you are insuring a single family motorcycle, securing a cross-border travel trip, or protecting a multimillion-ringgit construction site, our expansive expertise means you only ever need one trusted agency to manage your entire personal and corporate portfolio.

The People Behind Cover & Protect
OUR TEAM

The People Behind Cover & Protect

A dedicated team blending industry expertise, operational precision, and strong partner relations.

From quotation to claims advocacy, our people handle every case personally—combining deep local market knowledge with disciplined operational execution. No chatbots, no runaround, just real experts who take ownership of your protection.

14

States covered

1,000+

Active introducers

8AM–11PM

Human standby

CLIENT STORIES

Trusted by Individuals & Corporates Across Malaysia

"Renewed my car insurance and roadtax in one sitting without leaving the house. The advisor compared panels and explained every charge clearly. Genuinely the easiest renewal I've had."

AR

Aisyah Rahman

Private Vehicle Owner, Shah Alam

"Managing cover for 18 commercial vehicles used to be a nightmare. C&P consolidated everything and their team actually picks up the phone after hours. Huge relief for our operations."

DT

Daniel Tan

Fleet Manager, KartaLogistik

"I refer all my group travel clients to C&P for travel insurance. Quotes come back fast and the claims guidance during a flight delay last Raya was spot on."

NI

Nurul Izzah

Travel Agency Owner, Kuala Lumpur

"They handled our Contractor's All Risks and public liability without the usual back-and-forth. Clear documentation, fair pricing, and advice that was actually tailored to our project."

RK

Ravin Kumar

Property Developer, Petaling Jaya

"What stood out was the human touch. No chatbots, no runaround. A real person reviewed my shop's property cover and flagged gaps I didn't know existed."

SM

Siti Mariam

SME Owner, Klang

"As an introducer partner, the support has been excellent. NCD transfers and endorsements are processed quickly so my customers ride away happy. Strong, reliable backbone for my business."

HO

Hafiz Omar

Motorcycle Dealer, Seremban

Need Operational Support for Insurance & Roadtax?

Get in touch with our team to discover how C&P can support your dealership, network, or business requirements.

Connect With Our Team
Cover & Protect Risk Management Sdn Bhd

COVER & PROTECT RISK MANAGEMENT SDN BHD is a specialized distribution and operations company driving integrated insurance, roadtax, and automotive solutions across Malaysia.

Our Services

Head Office

A-10-08, Radia Commercial Bukit Jelutong,
Persiaran Singgahsana,
40150 Shah Alam, Selangor, Malaysia.

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Corporate Enquiries

cs.coverandprotect@gmail.com

+6013-420 7168

Operating Hours:
Monday–Sunday, 9:00 AM–6:00 PM

© 2026 COVER & PROTECT RISK MANAGEMENT SDN BHD. All rights reserved.